IT's Not Insurance. It's Discounted Rates.
These plans allow individuals without health insurance or limited insurance to get coverage. That is, these plans are not insurance but they cover the members for doctors, dentists, chiropractic, labs, pharmacy and even hospitals, but it's all discounted between 30 to 50 percent.
There is no third party involved, no insurance-claim forms, no HMOs. Benefits of using such plans are a money-back guarantee, no waiting period, no age limits, no pre-existing conditions, no co-pays, no citizenship and no one to say no. You pay as you go at remarkably reduced rates.
